Patrick Beckman
Patrick Beckman is the Contributing Finance Editor for RAVE Reviews. Leveraging his educational training in engineering, Patrick has developed his own consumer finance strategies for household saving and credit card optimization. A centerpiece of his approach is his Travel-for-Free philosophy: Decide where you want to travel and what you want to do, and then reverse-engineer your credit card sign-ups and bonuses in order to travel to and stay in your destination of choice for free.
The 7 Best Credit Cards for Fair Credit: Student, Business, and No Fee
Is it really all that bad to have fair credit? […]
How to Build Credit Without a Credit Card
Having good credit is incredibly important to your financial wellness […]
The RAVE Guide To Credit Cards
Having a credit card is great for a lot of reasons. It can help you to establish or rebuild your credit faster than any other financial tool out there, it can give you a little extra boost when you need it, and it is an amazing way to make sure you have the funds to cover an unexpected emergency.
Is A Credit Card Worth It?
The truth is that a credit card may be one of the best things you can do for your credit score.
How Can I Improve My Credit Score?
Whether you're just being conscientious or you have some rebuilding to do, you should know that it is possible to improve your credit score.
What Is A Secured Credit Card?
If you're just getting started on your credit journey, or have some credit problems in your past, you may be seeing a lot about secured credit cards. Are they a good option?
Is There A Minimum Credit Score For Getting A Credit Card?
Credit inquiries can damage your credit score so it is important to understand your score and your options before you ever submit an application.
How Do I Get My First Credit Card?
Getting your first credit card can be a stressful experience but it is an important step on your credit journey.