Patrick Beckman
Patrick Beckman is the Contributing Finance Editor for RAVE Reviews. Leveraging his educational training in engineering, Patrick has developed his own consumer finance strategies for household saving and credit card optimization. A centerpiece of his approach is his Travel-for-Free philosophy: Decide where you want to travel and what you want to do, and then reverse-engineer your credit card sign-ups and bonuses in order to travel to and stay in your destination of choice for free.
Is A Credit Card Worth It?
The truth is that a credit card may be one of the best things you can do for your credit score.
How Can I Improve My Credit Score?
Whether you're just being conscientious or you have some rebuilding to do, you should know that it is possible to improve your credit score.
What Is A Secured Credit Card?
If you're just getting started on your credit journey, or have some credit problems in your past, you may be seeing a lot about secured credit cards. Are they a good option?
Is There A Minimum Credit Score For Getting A Credit Card?
Credit inquiries can damage your credit score so it is important to understand your score and your options before you ever submit an application.
How Do I Get My First Credit Card?
Getting your first credit card can be a stressful experience but it is an important step on your credit journey.
9 Best First Credit Cards: Travel, Students
Getting your first credit card can help you learn how […]
How Long Does It Take to Get a Credit Card?
Credit cards can be a great personal finance tool when […]
Is Applying For A Credit Card Bad For My Credit?
Hard inquiries on your credit report can drop your score by a few points but that doesn't mean that shopping around for a credit card is going to destroy your financial future.
7 Best Chase Credit Cards: Cashback, Business, Travel
Credit cards – friend or foe, love ‘em or leave […]